Compliance and Risk Manager (Payments / Fintech)

About the Company

We are a UK-based fintech/payment company regulated by the FCA. We operate our own payment infrastructure, collaborate with Visa and Mastercard, and provide payment solutions for international businesses.

As part of our continued growth, we are looking for a Compliance & Risk Manager who will help build and strengthen our Compliance and Risk functions, ensuring regulatory compliance while supporting a robust risk management framework.

Key Responsibilities

• Develop, maintain, and enhance the company's Compliance Framework.
• Draft, review, and update internal policies and procedures.
• Monitor regulatory changes and ensure ongoing compliance with applicable laws and regulations.
• Prepare internal compliance documentation and participate in regulatory initiatives.
• Conduct Compliance and Risk Assessments.
• Support the development and continuous improvement of the company's risk management framework.
• Collaborate with internal stakeholders, external auditors, consultants, and payment partners.
• Support interactions with Visa, Mastercard, banks, and other financial institutions.
• Participate in internal and external audits and prepare the required documentation.
• Monitor compliance with internal policies, procedures, and regulatory requirements.
• Contribute to AML, KYC, Fraud Monitoring, and Transaction Monitoring processes together with relevant stakeholders.
• Prepare reports, recommendations, and management updates for the CEO.

Requirements

• At least 5 years of experience in Compliance, Risk, or AML within fintech, PSP, EMI, acquiring, or banking.
• Hands-on experience developing and maintaining internal compliance policies and procedures.
• Good understanding of FCA requirements or other European financial regulatory frameworks.
• Experience conducting Risk Assessments and implementing control frameworks.
• Strong understanding of the payments industry, including KYC, AML, and Fraud Prevention.
• Experience working with Visa, Mastercard, banks, or payment providers will be considered an advantage.
• Ability to work independently, prioritize tasks, and take ownership of projects.

Languages

• English - Upper-Intermediate (B2) or higher, with the ability to work confidently with documentation and communicate in an international environment.
• Ukrainian or Russian - fluent.

Nice to Have

• Experience working in licensed EMI or PI institutions.
• Experience supporting regulatory audits and communicating with regulators.
• Knowledge of Consumer Duty, Safeguarding, DORA, PSD2/PSR.
• Experience implementing Compliance Tech solutions, AI tools, or monitoring automation.

What We Offer

• The opportunity to shape and develop the company's Compliance & Risk function.
• A key role within an international fintech company.
• Direct collaboration with the CEO and senior leadership.
• Flexible remote working environment.
• Competitive compensation package.
• Excellent opportunities for professional growth and career development.