Senior Payment Risk Monitoring Specialist

We are looking for an experienced Payment Risk & Monitoring Specialist to become the first dedicated risk professional within our UK payments business.

This is a hands-on role focused on transaction monitoring, fraud prevention, merchant risk oversight, and payment risk management. The successful candidate will work directly with the CEO and key business stakeholders to build and develop the risk function as the company grows.

For the right person, this role offers a clear opportunity to take ownership of the risk area and evolve into a Risk Manager / Head of Risk position in the future.

Responsibilities

• Monitor payment activity and identify suspicious transaction patterns
• Conduct transaction and merchant reviews
• Investigate fraud cases and high-risk activities
• Monitor chargebacks, disputes, refunds and payment performance indicators
• Participate in merchant onboarding and risk assessment processes
• Analyze payment trends and identify emerging risks
• Develop and improve monitoring procedures and controls
• Collaborate with PSPs, acquiring partners and internal stakeholders
• Prepare risk reports and recommendations for management
• Participate in building and scaling the company's risk function

Requirements

• Experience in Payment Risk, Fraud Prevention, Transaction Monitoring, Merchant Monitoring or Risk Operations
• Experience within fintech, payments, acquiring, e-commerce, iGaming or related industries
• Strong analytical mindset and ability to investigate suspicious activities
• Understanding of chargebacks, fraud schemes and payment flows
• Experience working with monitoring tools, reporting and data analysis
• Ability to work independently and take ownership of processes
• English sufficient for professional communication

Nice to have

• Experience with merchant underwriting
• Experience working with acquiring businesses or PSPs
• Experience with fraud prevention tools, device intelligence or transaction monitoring systems
• SQL or data analysis skills

What we offer

• Direct reporting line to the CEO
• Opportunity to build and shape the risk function
• High level of ownership and visibility within the business
• International fintech environment
• Clear career growth path toward Risk Manager / Head of Risk