Head of Payments

UAPP.AI is a product company building AI-powered mobile applications used by over 10 million people in 150 countries. We own the entire product cycle in-house — from the idea to global scale and monetization. Decisions here are fast and data-driven, with minimal bureaucracy and approval chains.
 

The Role

We are opening Payments as a standalone function and looking for a Head of Payments to own it end-to-end. Our revenue already flows across 150 countries through app stores and a fast-growing web-to-app funnel — direct payments are becoming a core channel, and nobody owns them yet. You will be the first and the most senior person in this domain: you design the architecture, pick the providers, set the metrics and build the team around you.
 

This is a 0 to 1 mandate with a direct P&L impact — every point of approval rate and every basis point of fees is measurable money.
 

What You Will Own

— PSP strategy and portfolio: selecting, negotiating and integrating acquirers and alternative payment methods per GEO, owning commercial terms and fee structure.

— Approval rate: full AR% audit by GEO, provider and card scheme, plus a conversion roadmap with measurable uplift targets.

— Routing and cascading: smart routing specs, payment failover architecture, elimination of single-provider dependency.

— Subscriptions and rebills: retry and dunning logic, involuntary churn reduction, chargeback and anti-fraud frameworks.

— Treasury and FX: cross-border flows, multi-currency settlements, FX cost reduction, reconciliation and cash controls.

— Compliance: KYB/KYC and provider onboarding for new products, verticals and entities.

— Team: hiring and leading payment specialists, defining KPIs, reporting structure and ownership boundaries.

— Direct work with the CEO, COO, product and engineering — payment decisions are made in one call, not in a committee.
 

What We Expect

— 5+ years in payments and/or treasury, at least 2 of them at Head / Lead level with end-to-end domain ownership.

— Hands-on management of a multi-PSP portfolio, including launching new providers and payment methods from scratch.

— Proven approval-rate and fee optimization with real numbers behind it.

— Solid understanding of routing, cascading, failover and anti-fraud logic.

— Cross-border and multi-currency experience.

— Background in a product company: mobile apps, SaaS, digital products, e-commerce or fintech.

— English B2+, fluent Ukrainian.

Nice to Have

— Experience with subscriptions, IAP and web-to-app payment funnels.

— Crypto-fiat or Web3 payment infrastructure.

— Experience building a payments function from zero inside a scaling product company.

What We Offer

— Fully remote, full-time. We care about results, not about your chair.

— Greenfield ownership: no legacy payment stack to inherit, you build it the way you think is right.

— Direct access to decision makers: you report to the top and get answers the same day.

— A product with 10M+ users in 150 countries — your optimizations are visible on the revenue chart immediately.

— Competitive USD-pegged compensation, reviewed on results.

— Domain: consumer mobile applications. No gambling, no betting, no adult.