Counsel

From merchant agreements to acquiring negotiations, from payment provider partnerships to payout infrastructure - this is where legal expertise directly impacts payment operations and business growth.

Within our holding, we operate in high-risk industries and manage complex cross-border payment flows across Europe and Asia. Our payment infrastructure includes acquiring, alternative payment methods, and local payout solutions, working through a broad network of PSPs, banks, EMIs, aggregators, and payment providers.

We are looking for a strong mid-level Legal Counsel who can independently own the legal side of our payment operations from day one - drafting, negotiating, and managing contracts with merchants and payment partners without constant supervision.

Your Mission

The main focus of this role is to build, structure, and protect the legal framework of our payment operations - ensuring that merchant and provider relationships are legally sound, commercially practical, and aligned with the realities of high-risk payment processing.

What You Will Do

Merchant Contracts & Legal Structuring

• Draft, review, and negotiate merchant agreements and commercial payment contracts from scratch.
• Build legal frameworks for merchant onboarding, payment processing, settlements, reserves, liability allocation, and cross-border payment flows.
• Ensure agreements properly address fraud, chargebacks, disputes, reserve models, termination risks, and regional payment requirements.

Provider, Payment Infrastructure & Acquiring Agreements

• Draft, review, and negotiate agreements with PSPs, acquiring partners, banks, EMIs, card schemes, payment methods, aggregators, and payout providers.
• Support payment infrastructure expansion, payment method integrations, licensing initiatives, and new payment product launches.
• Prepare legal templates and contractual frameworks for payment services, regulated entities, and internal group operations.
• Manage legal negotiations related to acquiring infrastructure, settlement terms, reserve models, payment liabilities, and commercial arrangements.

Risk Management & Legal Support

• Identify and mitigate legal risks related to payment processing, high-risk merchants, cross-border operations, and payment products.
• Advise Business Development, Compliance, Finance, Product, and Operations teams on payment-related legal matters.
• Prepare legal opinions, support strategic projects, and ensure legal solutions balance business objectives with risk management.

Cross-Functional Collaboration

• Support merchant launches, provider integrations, and expansion into new markets.
• Coordinate with external legal advisors, consultants, regulators, and business partners where required.
• Deliver fast, practical legal support in a dynamic international environment.

Ideal Candidate Profile

Experience:

• 2-3 years of legal experience in fintech, payments, acquiring, or high-risk industries.
• Strong hands-on experience drafting merchant agreements and commercial payment contracts from scratch.
• Proven experience working with PSPs, acquirers, banks, EMIs, payment methods, card schemes, and payment providers.
• Solid background in cross-border payments, payment infrastructure, and regulated fintech environments.
• Experience with payment method integrations (Apple Pay, Google Pay, PayPal, Alipay, iDEAL, etc.) is a plus.
• Strong exposure to high-risk verticals such as iGaming, betting, forex, or crypto is a strong advantage.

Skills:

• Deep understanding of payment flows, acquiring models, payout structures, reserves, chargebacks, and liability allocation.
• Strong negotiation skills with merchants and payment providers.
• Ability to work independently and make legal decisions without constant guidance.
• Strong commercial mindset — able to balance business needs with legal protection.
• High level of ownership, speed, and attention to detail.

Languages:

• English (B2+) required.
• Additional languages are a plus.

Why Us?

• Work in one of the most complex and fast-moving payment environments.
• High-risk, cross-border, and global payment operations.
• Direct involvement in strategic merchant and provider partnerships.
• Fast decision-making processes — no corporate bureaucracy.
• Direct collaboration with leadership and key teams.
• Small, agile, and highly autonomous team.
• Full-time remote format.
• Paid vacation — 24 days.
• Competitive compensation package.

This role is for operators.

If you know how payment legal frameworks work, understand merchant and acquiring risks, and can independently build legal structures where others see complexity — we want to talk.