Transaction Monitoring Analyst (FinTech)

       We are looking for a Transaction Monitoring Analyst for the international FinTech product company that offers multicurrency IBANs, merchant services, and mass payout solutions to low-, medium-, and high-risk businesses. The company provides premium and convenient payment services worldwide.

Main markets - Tier  -1, 2, 3 

Department – Risk & Compliance team

The company size - up to 70 people

Work type - Fully remote job from any country or offices in UK and Malta

Conditions - Competitive salary benefits, remote mode (Full-time), career and financial growth, paid vacation and sick leave, and other goodies.

Requirements:

• 2+ years of experience in Transaction Monitoring, AML Investigations, Merchant Risk, or Fraud Prevention (preferably within Acquiring, FinTech, or other regulated payment environments).
• Understanding of international ML/TF and fraud typologies.
• Hands-on experience in Acquiring and Merchant Risk.
• Proven ability to analyse large datasets and detect behavioural patterns or anomalies.
• Excellent analytical and problem-solving skills with high attention to detail.
• Strong communication skills — ability to present complex findings in a clear and concise way.
• Proactive mindset and ownership approach — continuously improving systems and processes.
• English — B2+

As a plus:

Familiarity with transaction monitoring systems, CRM tools, and case-management platforms.

Key Responsibilities:

• Review and analyse transactions flagged by internal/external monitoring tools.
• Evaluate existing rules and logic of transaction monitoring systems; propose and implement improvements with the Head of Unit’s approval.
• Conduct in-depth investigations into potentially fraudulent or suspicious activities, including customer transactions, account movements, and third-party relationships.
• Identify patterns and anomalies indicating money laundering or other financial crimes.
• Prepare detailed investigation reports with findings and recommendations for further action.

We Offer:

• Competitive salary and financial stability.
• Transparent career growth with opportunities to achieve Lead and Head roles based on performance
• Work on unique projects where your contributions can reshape company-wide processes
• Days of paid vacation annually, with the flexibility to transfer unused days or receive compensation
• Days of paid sick leave annually, accommodating emergencies and medical needs
• Additional holidays aligned with your local calendar