Financial Analyst (Reconciliation)

PayDo, a leading Electronic Money Institution (EMI) authorised by the FCA in the UK, FINTRAC in Canada, and MFSA in Malta, operates in 140 countries and over 25 industries. Offering multicurrency IBANs, merchant solutions, and mass payment options, PayDo provides premium and convenient payment services. With all features available through one platform and contract, PayDo is a preferred solution for local and international payments. 
We are looking for a Financial Analyst (Reconciliation Specialist) to join our Finance team. The role focuses on daily and monthly reconciliation of transactions with PSP providers, ensuring accuracy of financial records, identifying discrepancies, and maintaining smooth communication with payment partners. The specialist will also contribute to process improvements, reporting, and ad-hoc financial analysis.

Responsibilities:

• Perform daily and monthly reconciliations with PSP providers to ensure accuracy of financial records.
• Identify and resolve discrepancies in transactions, fees, and settlements.
• Collect and maintain financial documentation, reports, and invoices.
• Prepare and update internal financial reports and summaries for management.
• Support timely reporting and compliance with internal deadlines and standards.
• Communicate with providers and internal teams to clarify and resolve issues.
• Contribute to process improvements and integration of new reconciliation tools and systems.
• Handle ad-hoc financial requests and provide accurate data analysis when required.

Skills & Requirements:

• 1–3 years of experience in finance, reconciliation, accounting, or payment operations
• Strong knowledge of Excel/Google Sheets (formulas, pivot tables, VLOOKUP, data validation)
• Experience with BI systems (e.g., Tableau, Metabase, or similar)
• Attention to detail and accuracy in working with large data volumes
• English level: minimum B1 (written and spoken, for communication with providers)
• Strong analytical and problem-solving skills
• Ability to meet deadlines and manage multiple tasks simultaneously

Nice to have

• Knowledge of SQL and Python for data analysis and automation
• Previous experience with PSPs, banks, fintech, or Big 4 audit firms
• Familiarity with chargebacks, refunds, and settlement processes

We work in a result-driven culture. You will fit in if you:

• Own your work with no excuses.
• Take initiative and act before being told.
• Deliver results that make a real impact.
• Solve problems quickly with practical solutions.

What we offer:

• Annual Learning & Development Budget – invest in your growth with dedicated funds for courses, training, and certifications.
• Regular Performance Reviews Based on KPIs – for your professional growth.
• Transparent career growth – with opportunities to achieve Lead roles within 1 year, Head roles in 2 years, and even C-level within 4 years, based on exceptional performance.
• Innovation Financial Rewards – share your ideas through our PayDo Ideas Hub and earn extra bonuses.
• Paid Vacation – with the flexibility to transfer unused days to the next year or receive compensation.
• Paid Sick Leave – available to cover medical needs and emergencies.
• Public Holidays tailored to your country’s calendar.
• Flexible Payout Options – PE accounts or popular e-wallets.

Become part of a global team redefining FinTech. Your expertise, passion, and ideas will shape the future of payments with PayDo!