Risk Analyst (AML) Offline

A Risk Analyst (AML) is responsible for monitoring financial transactions within the financial institution to identify suspicious or potentially fraudulent activities. The primary objective is to ensure compliance with regulatory requirements and mitigate the risks associated with financial crime, such as money laundering, terrorist financing, and fraud.

Requirements

– Previous experience in financial services, compliance, risk management, or investigative roles, transaction monitoring systems and AML compliance processes is highly desirable

– Strong analytical skills with the ability to interpret complex financial data and identify potential risks or anomalies

– Meticulous attention to detail is essential for accurately identifying and documenting suspicious activities

– Effective written and verbal communication skills are necessary for documenting findings, preparing reports, and collaborating with internal stakeholders

– Understanding of relevant laws, regulations, and industry best practices related to AML, KYC, and fraud prevention

– Ability to work collaboratively in a fast-paced environment and effectively communicate with cross-functional teams.

– Upper-intermediate level of English, Native Ukrainian/russian language

Will be a plus

– Advanced degrees or certifications in compliance, AML, or financial crime investigation

Responsibilities

– Monitoring Transactions: Review and analyze financial transactions to identify patterns, trends, or anomalies that may indicate suspicious activity

– Investigation: Conduct thorough investigations into flagged transactions, including gathering additional information, analyzing customer profiles, and documenting findings

– Risk Assessment: Assess the level of risk associated with identified suspicious activities and escalate high-risk cases to the appropriate authorities or internal teams for further review

– Regulatory Compliance: Ensure compliance with relevant laws, regulations, and industry standards, such as Anti-Money Laundering (AML) directives and Know Your Customer (KYC) requirements

– Reporting: Prepare and submit suspicious activity reports (SARs) or other regulatory filings as necessary, documenting findings and recommendations

– Collaboration: Work closely with other internal teams, including compliance, legal, and risk management, to address compliance issues and implement effective control measures

– Technology Utilization: Utilize transaction monitoring tools, software, and databases to enhance detection capabilities and streamline investigative processes