Risk Manager (Anti-Fraud / Merchant Monitoring)

The company operates in the regulated high-risk FinTech segment, providing global payment solutions to online businesses. We are looking for an experienced Risk Manager with strong expertise in anti-fraud, merchant monitoring, and risk assessment for regulated high-risk verticals such as e-commerce and iGaming.

Key Responsibilities

1. Risk Monitoring & Anti-Fraud Operations

• Detect suspicious merchant activity in real time and escalate critical findings.
• Analyze traffic patterns, validate declared URLs, GEOs, payment methods, and business models.
• Assess reputational, regulatory, and financial risks associated with onboarding new merchants.
• Collect and analyze cases involving chargebacks, disputes, refunds, and unusual behavior.
• Support Compliance and KAM teams in investigations and dispute resolution with merchants or partners.

2. Test Transactions & Merchant Validation

• Design and execute test-purchase scenarios to verify merchant compliance with declared offers.
• Document all results with screenshots, video captures, and confirmations of transaction behavior.
• Analyze product flow, checkout logic, receipts, content, and overall website behavior.
• Identify prohibited, misleading, or grey-area practices.

3. Anti-Fraud System Development

• Collaborate with CIO, Tech, and Legal to build automated traffic-monitoring and merchant-behavior systems.
• Define criteria, thresholds, and triggers for automated alerts and risk flags.
• Contribute to the development of an internal risk database, case library, and training materials.
• Work with dashboards, log-tracking tools, and event-recording systems to detect abnormalities.

4. Reporting & Incident Handling

• Prepare weekly risk reports with findings, actions taken, and recommendations.
• Produce incident briefs, warnings, and analytical notes for rapid response.
• Systematize risk cases, violation patterns, and best-practice guidelines for internal training.

Requirements

• 3+ years of experience in anti-fraud, risk monitoring, or merchant compliance (preferably in FinTech, PSP, e-commerce, gambling, or other high-risk verticals).
• Strong understanding of fraud schemes, risk patterns, transaction abnormalities, and merchant behavior models.
• Excellent written and verbal English skills.
• Strong analytical mindset with the ability to process large amounts of data and draw clear conclusions.
• High attention to detail, structured thinking, and the ability to work independently.

What We Offer

• Remote-first work format with a flexible schedule.
• Supportive and collaborative team where decisions are made quickly and everyone’s contribution matters.
• Professional growth in the high-risk FinTech segment with opportunities to influence product and strategy.
• Competitive compensation package, bonus system and performance-based rewards.