Risk Analyst in AML

Job summary
As a Risk analyst you will be a part of our AML&Anti-fraud team. You will work with our clients (merchants) to provide them with advice and support in combating fraud and financial crime, and mitigating financial crime risks. You will perform AML/KYC checks, transaction monitoriing, fraud screening, conduct risk assessment and cover other of operational level tasks withing the department

Responsibilities
– Performing Transaction Monitoring on a regular basis and fraud screening
– Conducting a thorough investigation of specific cases and filing Suspicious Activity Report (SAR) when required
– Conducting a robust risk assessment of merchants whereby specifically looking at AML/CFT and Fraud risks, business model, business practices, industry, jurisdictions etc.
– Conducting customer due diligence
– Conducting screening against Sanctions, Adverse media and PEP lists
– Analysing fraudulent transaction patterns, identifying trends and providing actionable insights to mitigate risks and improve our fraud detection system
– Working with dispute and chargeback/refund processes
– Monitoring AML/СFT and Fraud rules for suspicious or unusual transactions configured in the system to ensure their maximum efficiency
– Responding to provider requests (AML/KYC, transactions investigation, recalls, complaints etc.)
– Responding to requests from other counterparties (merchants, payers, law enforcement agencies, etc.)
– Proactively participating in the development and improvement of AML processes and Fraud screening processes
– Collaborating with cross-functional teams and senior management to develop and implement effective manuals and procedures
– Training newcomers and leading their learning during the first 2 weeks
– Conducting Quality Assurance of newcomers work in accordance with described process
– Participation in the Compliance Committee
– Reporting to senior leadership (prepare necessary reports, covering issues and recommendations)

Requirements & skills
– 2+ years of experience in an analytical or operational role within AML/CFT or Fin Crime areas, preferably but not obligatory in the payment industry
– Proven track record of working with Transaction monitoring, fraud detection, AML/CFT investigations and SAR drafting
– Understanding of international ML/TF and Fraud typologies
– Knowledge of chargeback, refunds and dispute process
– Proven ability to analyze large and complex datasets
– Good to have experience in creating visualizations (Excel, Google Sheets, Power BI, Miro, Draw.io etc.)– – – – – Comprehensive analytical and problem-solving skills, with a keen attention to details
– Communication skills, with the ability to present complex information in a clear and concise way
– Ownership of your area of expertise, proactively seeking ways to enhance reports, processes and systems
– Upper intermediate English skills

We offer
– Opportunity to work on cutting-edge payment technologies
– Collaborative and supportive work environment
– Opportunities for professional development and growth
– Paid vacation days, sick leaves
– Flexible working opportunities
– Accounting services for candidates from Ukraine
– Compensation of professional conference attendance according to the corporate policy

Hiring process
→ CV screening
→ HR interview
→ HM interview
→ Job Offer

Does this position fit you? Join us and send your CV!
We will review your application within one business week.

About Payop

Payop is a payment service provider, licensed by MAS (Singapore) and FINTRAC (Canada). We collect payments from the website through Payop checkout page. We offer 500+ international and local payment methods in one single integration and help to simplify payment control through the unified interface.

Among popular payment methods that we offer Payop develops its own payment channels in Europe. We participate in Open Banking popularisation, it’s a new bank transfer technology supported by the European Union. Our technical and financial expertise helps us to create innovations and move all market forward. We’ve already created three unique features and we plan to disrupt the payment market in 2024.

Payop Team is young, ambitious and hardworking. Our product is technology, but people create this code. We keep learning and experimenting with new ideas. Payop Team fuels our rocket growing product.

Company website:
https://payop.com/

DOU company page:
https://jobs.dou.ua/companies/payop/