About Rillo (Stealth)
Rillo is currently in stealth mode, building the first BNPL platform for residential rent payments across MENA. We're transforming how millions of families pay for housing - no more crushing 12-month upfront payments.
Incubated by Adapt Ventures
We're proud to be incubated by Adapt Ventures, the Miami-based early-stage VC firm that backs audacious founders with bold visions. Adapt has invested in and helped scale companies like Clara (recently raised $60M from GGV Capital), Wander, Welcome Homes, Sanas, and Dutch Pet ($18M Series B from Eclipse).
Known for their hands-on approach and global network, Adapt partners with only 10-12 teams per year, providing bespoke support across go-to-market, fundraising, and scaling operations. Their portfolio companies consistently praise them as being "up there with the best billion-dollar-plus funds" for their strategic value-add.
Through Adapt's incubation, Rillo benefits from:
- Global expansion expertise - Adapt's network spans the US, MENA, and LATAM markets
- Fintech scaling playbook - Direct access to founders who've built unicorns in payments and lending
- Strategic introductions - Vetted connections to accelerate market penetration
- Series A readiness - Support in raising from world-class investors when we're ready to scale
-
· 112 views · 19 applications · 10d
Founding Backend Engineer - Fintech / BNPL to $7000
Full Remote · Countries of Europe or Ukraine · 5 years of experienceFounding Backend Engineer - Build the Klarna for Rent (BNPL) The Opportunity Join the founding engineering team building the Klarna/Twisto for home rentals across MENA. We're solving a massive problem: millions of tenants pay 12 months rent upfront....Founding Backend Engineer - Build the Klarna for Rent (BNPL)
The Opportunity
Join the founding engineering team building the Klarna/Twisto for home rentals across MENA. We're solving a massive problem: millions of tenants pay 12 months rent upfront. We're making monthly payments possible, starting in the UAE. The market is just opening up - perfect timing to build something massive.
The Founders
Built by proven entrepreneurs: YC alum with successful exit who built payment infrastructure for Fortune 500s, partnered with founder of a VC firm that's produced multiple unicorns globally. Together, we bring deep expertise in building, scaling, and funding billion-dollar fintech companies.
The Role
We need a brilliant backend engineer to build our core risk engine and payment infrastructure from the ground up. You'll work directly with our Head of Risk (ex-unicorn BNPL company) to turn risk policies into production systems.
You'll Own:
- Building our bank statement parsing engine (PDF processing, transaction categorization, income verification)
- Implementing real-time risk decisioning that approves/rejects applications in seconds
- Creating payment integrations with UAE's leading payment providers
- Designing APIs for high-performance tenant application processing
Building the data pipeline that turns financial data into instant credit decisions
Technical Challenges:
- Parse bank statements from 20+ UAE banks in real-time
- Process lending decisions in <10 seconds
- Build for 100,000+ monthly transactions from day one
- Create a system that scales across multiple countries and currencies
Design infrastructure that handles sensitive financial data securely
What We're Looking For
Must-Haves:
- Minimum 5-6 years building fintech/lending/banking backends (more experience is awesome!)
- Strong Python experience with production systems at scale
- Experience with bank statement parsing or open banking APIs (TrueLayer, Tink, Salt Edge, Nordigen, Kontomatik)
- Built high-throughput transaction processing systems
- Experience with PostgreSQL and data pipeline architecture
Understanding of financial systems and risk decisioning
Huge Plus:
- Worked at companies like Revolut, Wise, Monobank, Twisto, or any BNPL/lending fintech
- Experience with European open banking platforms (Salt Edge, Nordigen/GoCardless, Tink)
- Built consumer lending products that scaled to 100k+ users
- Experience with FastAPI, Django, or Flask for API development
- Knowledge of Node.js for specific microservices
- Experience with Middle Eastern payment systems
Former founding engineer who's seen 0→1 journey
What You Get
- Own the core product - your code will process millions in rent payments monthly
- Founding engineer equity - real ownership in a rocket ship, not 0.01% options
- Direct line to founders - your ideas ship to production in days, not months
- Build your own empire - hire and lead the entire backend team as we scale
- Work with the best - Head of Risk from unicorn BNPL, YC founders, VC who's built unicorns
- Massive market impact - help millions of families stop paying $50k upfront for housing
Shape the technical culture - define how we build, not follow someone else's playbook
Tech Stack
You'll help define it, but we're thinking:
- Python for core services (risk engine, bank parsing, data pipeline)
- PostgreSQL for transactions, Redis for caching
- AWS/GCP for infrastructure
- FastAPI or Django for REST APIs
Docker, Kubernetes, modern CI/CD practices
Interview Process
Fast and transparent (total time: 1 week max)
- 30-min chat with founders (background + culture fit)
- Technical discussion with Head of Risk (system design)
- Paid technical project (real problem we're solving)
- Final decision within 48 hours
-
· 311 views · 57 applications · 9d
Senior Frontend Engineer - Build the Klarna for Real Estate (BNPL)
Full Remote · Countries of Europe or Ukraine · 5 years of experience · B2 - Upper IntermediateThe Opportunity We're building BNPL for the $50B+ real estate market in MENA - but not the way you think. While everyone else is focused on furniture and moving costs, we're tackling the biggest payment in people's lives. Stealth mode, Adapt Ventures...The Opportunity
We're building BNPL for the $50B+ real estate market in MENA - but not the way you think. While everyone else is focused on furniture and moving costs, we're tackling the biggest payment in people's lives. Stealth mode, Adapt Ventures incubated, founded by YC alum with successful exit.
The Challenge
Build a platform that makes real estate payments as smooth as buying shoes online. Multiple stakeholder types, massive transaction sizes, and the need for absolute trust. Your interface will handle millions in monthly transactions while feeling as simple as Revolut.
Web-first launch, React Native mobile within months. If you've ever wondered why real estate tech feels stuck in 2010, come fix it with us.
What We're Looking For
Must-Haves:
- 5-7 years building consumer products people love
- React expertise with complex multi-step flows
- Built fintech or payment interfaces (where trust = everything)
- Experience with products serving different user types
Portfolio showing clean, conversion-optimized work
Huge Plus:
- Revolut, Wise, N26, Monobank, or neobank experience
- React Native for mobile expansion
- Real estate tech exposure
Former founding engineer
What You Get
- Define how millions handle their biggest expense
- Build your own frontend team as we scale
- Work directly with repeat founders and tier-1 VCs
Remote with quarterly Dubai trips (covered)
Tech Stack
React, TypeScript, Next.js, TailwindCSS, React Native (later)
More