Full Remote · Countries of Europe or Ukraine · 5 years of experience · English - C1 · Fintech
Product
TODA Pay is an international fintech company operating in the digital payments and financial infrastructure space across multiple jurisdictions. We support high-growth payment operations with multi-currency transactions, crypto payments, and complex corporate structures.
We are looking for an experienced Chief Compliance Officer (CCO) to lead TodaPay’s compliance function and build a scalable, risk-based compliance framework supporting our international growth.
This is a senior leadership position with... TODA Payis an international fintech company operating in the digital payments and financial infrastructure space across multiple jurisdictions. We support high-growth payment operations with multi-currency transactions, crypto payments, and complex corporate structures.
We are looking for an experienced Chief Compliance Officer (CCO) to lead TodaPay’s compliance function and build a scalable, risk-based compliance framework supporting our international growth. This is a senior leadership position with broad responsibility for regulatory compliance, AML/CFT, financial crime risk, governance, and regulatory relationships. The ideal candidate combines strong regulatory expertise with sound commercial judgment and the ability to operate effectively in a fast-paced fintech environment.
Requirements ● 5+ years of senior experience in compliance, AML, financial crime, or regulatory roles within a fintech, PSP, EMI, bank, acquiring business, or other regulated financial institution. ● Proven experience leading or significantly developing a compliance function. ● Strong knowledge of AML/CFT, sanctions, KYC/KYB, financial crime, and regulatory compliance frameworks. ● Strong understanding of the payments ecosystem, including payment processing, acquiring, cross-border payments, and card schemes. ● Good understanding of Visa and Mastercard compliance requirements. ● Experience dealing with regulators, banks, payment partners, auditors, and other external stakeholders. ● Experience with high-risk industries such as crypto, online gambling, betting, forex, or similar sectors is highly desirable. ● Strong experience developing compliance policies, controls, risk assessments, and governance frameworks. ● Excellent analytical, decision-making, and problem-solving skills. ● Excellent written and spoken English.
Responsibilities ● Lead and own TodaPay’s overall compliance framework and strategy across relevant jurisdictions. ● Advise the CEO, senior management, and Board on regulatory, AML, sanctions, financial crime, and compliance matters. ● Develop and maintain effective AML/CFT, sanctions, KYC/KYB, transaction monitoring, compliance monitoring, and risk management frameworks. ● Oversee the company’s compliance with applicable payment services, AML/CFT, sanctions, card scheme, and other regulatory requirements. ● Maintain oversight of regulatory obligations, licensing requirements, and relationships with regulators, banks, payment partners, and other key stakeholders. ● Lead compliance risk assessments and ensure appropriate mitigation, monitoring, escalation, and reporting of material risks. ● Provide compliance oversight for new products, markets, payment flows, merchants, and strategic business initiatives. ● Ensure effective management of high-risk customers and business partners. ● Monitor regulatory developments and lead the implementation of relevant regulatory changes. ● Establish a strong compliance culture across the organization and ensure compliance is embedded into business and product decision-making. ● Build, lead, and develop a high-performing compliance team.
Nice to have We are looking for a CCO who is: ● Strategic - able to build a compliance function that scales with the business. ● Pragmatic - able to balance regulatory expectations with commercial realities. ● Independent - confident in challenging decisions and escalating material risks. ● Hands-on - willing to get involved in complex cases and operational matters when required. ● Commercially aware - understands fintech products, payment flows, and business models. ● Collaborative - able to work effectively with Business, Operations, Finance, Legal and Technology teams. ● Highly trusted - demonstrates exceptional integrity, discretion, and professional judgment.
Working conditions ● A senior leadership position with significant influence over TodaPay’s regulatory and compliance strategy. ● The opportunity to build and shape the compliance function of a growing international fintech. ● Direct involvement in complex payment, crypto, and cross-border business models. ● Close collaboration with senior management and key strategic stakeholders. ● An international, dynamic, and entrepreneurial working environment. ● Competitive compensation and long-term growth opportunities.