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About CredoLab

CredoLab develops credit risk digital scorecards to help any bank and lender accept more customers and lower the cost of risk of individuals, even those without a credit history, by using 1st party, privacy-consented, and anonymous smartphone and web behavioural metadata.

We uplift the predictive power of the general risk model of banks and digital lenders including pay later, e-commerce, and ride-hailing players. We complement application form data and, when available, credit bureau scores, and reduce data asymmetry between the scorable and unscorable population. In doing so, we facilitate financial inclusion and allow more individuals and small business owners access to credit at fair terms.

Company website:
http://credolab.com/