Senior Business Analyst (Fintech / Lending / Payments)

About Us
 

We are a U.S.-based fintech platform founded in 2021, focused on modernizing the lending, origination and payments ecosystem.
 

We operate a multi-lender lending platform and are expanding into payments and financial infrastructure. Our roadmap is ambitious, and we’re building systems that require clarity, structure, and precision.
 

We’re looking for a Senior Technical Business Analyst who thrives in complex fintech environments and takes ownership of turning ideas into clean, structured, build-ready specifications.
 

If you enjoy working at the intersection of product, engineering, compliance, and operations — this role is for you.

What You’ll Be Doing

• Translating high-level business vision into detailed, structured technical requirements
   
• Creating clear feature specifications ready for development (acceptance criteria, edge cases, flows)
   
• Designing and documenting:
   
  • End-to-end system workflows
     
  • Multi-party interactions (applicant, merchant, lender, internal ops)
     
  • Payments and money-movement logic
     
  • Role and permission matrices
    
     
• Modeling system integrations and data flows between internal and external sevices
   
• Collaborating closely with engineers on API design and integration-related decisions
   
• Working closely with Engineering, Product, and Operations to clarify requirements before development begins
   
• Supporting backlog grooming and prioritization with the PM
   
• Maintaining structured, version-controlled documentation in Confluence
   
• Identifying logic gaps, risk areas, and compliance concerns early in the design phase
   
• Assisting in API requirement definition and integration planning with third-party providers
  
   

What We Expect

• 4+ years of experience as a Business Analyst in a technical environment
   
• Experience in fintech preferred (payments, lending, underwriting, or financial systems)
   
• Hands-on experience with API analysis (REST; GraphQL is a plus)
   
• Ability to read and fully comprehend API documentation (e.g., Swagger / OpenAPI), identify gaps, risks, and dependencies
   
• Experience modeling system integrations and complex data flows
   
• Experience working with APIs, system integrations, and backend-driven platforms
   
• Strong documentation discipline — you create specs engineers appreciate
   
• Experience with Jira and Confluence (structured documentation, not just notes)
   
• Ability to create:
   
  • BPMN diagrams
     
  • UML diagrams
     
  • Sequence diagrams
     
  • State diagrams
     
• Strong stakeholder communication skills (English B2+ minimum)
   
• Ability to challenge assumptions and identify inconsistencies
  
   

What We Offer

• Fully remote work
   
• Transparent and competitive compensation
   
• A high-impact role in a fast-growing fintech platform
   
• Direct influence on architecture and product direction
   
• A team that values ownership, clarity, and smart execution
   
• 20 paid vacation/sick days per year