KYB Senior Specialist

Paymentop is an international fintech company founded back in 2017. We are a leader in development and integration of PCI DSS L1 high-loaded fintech platforms. Our clients are worldwide known payment companies and neobanks from Europe, America and Asia.

Paymentop is a group of companies with offices in Ukraine and Poland that provides an own developed technical solution — advanced virtual banking, e-wallet, marketplaces as a white label and technical payment gateway. Our mission is creating a new, better payments ecosystem to help large businesses to improve their technology and provide the best services to most of the earth population.

To achieve our goals of attracting customers and increasing revenues, we need real pros with honed skills and serious ambitions. Now we are looking for a KYB Senior Specialist for determine the authenticity of the entities our Company is dealing with to ensure they are not being used to conceal the identities of owners for illegitimate purposes and conduct CDD procedures in accordance with AML regulations

Responsibilities:

➢ Perform "Know Your Business" (KYB) verification;
➢ Conduct SAR report for regulator (internal report);
➢ Ensure all businesses’ documents are in order and up to date;
➢ Identify documents that mismatch the company requirements;
➢ To arrange an efficient communication process with External Partners;
➢ To identify gaps in KYB processes and provide remedial actions;
➢ Prepare reports on verification acceptance/rejection statistics;
➢ Take an active role in improving technical processes and compliance rules and procedures including re-verification and account closure;
➢ Carry out knowledge checks KYB processes;
➢ Ensure that all client documents are in order and up to date;
➢ Identify documents that do not comply with company requirements;
➢ Identify any signs of falsification of customer documents;
➢ Perform customer due diligence (CDD) using publicly available data sources;
➢ Comply with anti-money laundering and counter-terrorist financing laws;
➢ Make Social profiling;
➢ Requesting missing data or documents;
➢ Assist customer service representatives with customer verification processes and specific customer tickets/requests;
➢ Prepare reports on verification acceptance/rejection statistics;
➢ Maintaining FRAUD records;
➢ Setting up work optimization;

Requirements:

➢ At least 3 year experience working on KYB, CDD or/and AML within Financial licensed companies;
➢ Experience with online banking;
➢ Experience with financial regulatory requirements, risk implications, and/or KYB related topics;
➢ Strong analytical and problem-solving skills;
➢ Proven professional ethics and integrity;
➢ At least Upper-Intermediate English level.

Will be a plus:

➢ AML or KYB Certification;
➢ Experience in AML/CTF writing;
➢ Experience with high-risk clients/sectors;
➢ Experience in international legal settings.

We offer:

● Paid vacations (24 calendar days).
● Sick leave.
● Salary review.
● Bonuses.
● Tax pay.

Join us!
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About Paymentop

Paymentop – is a leader in development and integration of PCI DSS L1 high-loaded fintech platforms.
We are a company that provides an own developed technical solution - advanced virtual banking, e-wallet, marketplaces as a white label and technical payment gateway (hosted We have been a fast-growing company since 2017. Paymentop is a group of companies with offices in Ukraine and Poland.

In addition to current developed products we have everything in place for a financial or large ecommerce:
• Legal support;
• Financial reconciliations, control and support;
• IT (front and back end development);
• QA testing;
• Business analyzes;
• UX/UI design;
• Marketing services.

Our clients are worldwide known payment companies and neobanks from Europe, America and Asia.

Paymentop provides the service of creation and setup of Neobanking for E-wallets. With possibilities of:
• Support of SWIFT/SEPA incoming and outgoing payments, local bank transfers, card payments and replenishment, P2P transfers and currency exchange inside of clients’ accounts;
• Providing European IBAN bank details for payments in different currencies for individuals and legal entities. With the option of account remote opening and management of private and commercial financial flows with the possibility to send and receive SEPA/SWIFT/TARGET2 transfers and local bank transfers;
• Currency exchange in real time with transparent and predictable rates;
• Providing trading accounts (merchant accounts) for businesses with different payment methods for their clients including acquiring, alternative payment methods, replenishment etc.;
• Mass payments, payroll projects;
• All services available through dashboard and via API;
• The developed IT resources are deployed and could be accessed in the cloud data storage (Amazon AWS datacenter is mainly used), we provide cloud computing and data processing, posting of information on web sites and related activities.

Paymentop provides core and all possible modules for reation of PSP (Payment service provider, neobanks, marketplaces), with 500+ financial integrations, money transfers, FX, external financial methods integrations and support from basic Visa/Mastercard acquiring, wallets, bank transfers, direct debits, prepaid cards, cryptocurrency and local payments to unique in Europe, Asia, Latin America, Africa and Oceania.
KYC and compliance modules, payment routing, transaction monitoring etc, onboarding, setting up customer accounts
Advanced ecommerce and e-wallet solution with the most advanced functionality on the market (e.g. combination of Revolut and Paypal all-1-one).


We develop and support:
• Card payment processing;
• E-money payment processing, alternative payment methods (including direct debit);
• Payment processing for all types of business.

We help with setup for online businesses, financial companies, marketplaces:
• Which has needs to start receiving payments in new geography or launch a new feature.
• Which has expensive and/or slow, non-flexible, outdated payment software, luck of support, legal;
• Which starts a new products/services with another risk level or industry;
• Which wants to increase conversion by adding new payment methods and doesn’t have sufficient resources in legal, technical, support, financial departments.

Our mission:
Create a new, better payments ecosystem to help large businesses to improve their technology and provide the best services to most of the earth population.

Our values;
• Openmind;
• Product orientation;
• Transparency and trust;
• Teamwork;
• Growth personal, professional, team and business.

What we offer:
• Paid vacations
• Sick leave
• Flexible schedule;
• Salary review;
• Bonuses;
• Tax pay;
• Language and improvement courses.

Company website:
https://paymentop.com/

DOU company page:
https://jobs.dou.ua/companies/paymentop/